Climcycle

Core Features

Climcycle approaches ESG as an integrated data and risk layer rather than a standalone reporting add-on. The platform is modular but runs on a shared data model that supports disclosures, risk management and portfolio steering along the full credit and investment lifecycle. Within that framework, some of its main features are:

• Modular ESG compliance suite – Nine modules cover EU Taxonomy, Green Asset Ratio (GAR), CRR 449a, EBA credit guidelines and CSRD/ESRS, providing a single environment for regulatory-correct calculations and a clear ESG data structure.

• Financed-emissions (PCAF) accounting – The CO2 Emissions PCAF module calculates financed emissions for seven asset classes, following the PCAF standard for Scope 3, Category 15 and disclosing intensity and data-quality scores at deal and portfolio level.

• ESG risk scoring and stress testing – Dedicated modules generate ESG risk scores at transaction and portfolio level and run ESG stress tests that translate climate scenarios into effects on key risk parameters.

• Physical climate and biodiversity risk analytics – Climcycle projects up to 18 acute and chronic physical climate risks using RCP scenarios to 2100, and its biodiversity module links location and activity data to nature-related risks.

• Integrated cloud, data and API architecture – Built as a cloud-based SaaS application on Microsoft Azure with integrated storage, historisation and geo-redundant backup, Climcycle offers APIs to connect to lending, investment and data warehouses.

Closing Insights

Founded in 2022 in Vienna by former KPMG Austria specialists, Climcycle draws on audit and banking risk work on ESG data and regulation. Today it positions itself as an integrated ESG risk and compliance suite, with a strong focus on banks, insurers and other financial institutions operating under EU sustainable finance rules.

Clients such as Raiffeisenlandesbank Niederösterreich-Wien, Bank für Tirol und Vorarlberg and KfW use Climcycle to support taxonomy assessments, ESG risk scoring, Green Asset Ratio disclosure and financed-emissions calculations aligned with PCAF. The platform’s ISO/IEC 27001–certified cloud architecture, module interactions and APIs are designed to keep ESG, climate and credit data consistent across front and back office processes.

Recent developments include PCAF regional accredited-partner status in Europe and Central Asia, new modules for biodiversity and CSDDD, and ongoing updates reflected in Climcycle’s ESG-focused blog posts and webinar materials. For organisations seeking audit-ready ESG calculations grounded in current EU guidance, Climcycle offers a configurable SaaS option backed by specialists in regulation and banking risk. Implementation support is available from Climcycle’s consulting team during implementation projects.